|
Features
|
Maruti
Insurance |
Other
Insurance Companies |
Benefit |
|
Policy
Document Issuance |
Instant
Policy Issuance, through Internet.No Cover Note issuance. |
Cover
Notes issued manually, and Policy Document is sent later. Many times
the policy document is not received for months together or not received
at all. |
Customer
gets a policy instead of a cover note straight away. No follow up
required for getting the original Policy Document. The validity
of a cover note is 60days - In case of a claim / TP claim, customer
has to go through a lot of legal formalities to justify the non-availability
of policy.
|
|
Near
Cashless Claim Facility |
For
accidental repairs, the customer doesn't have to pay the whole Claim
amount from his pocket. Only the Depreciation and Compulsory Deductible
is payable by the customer. Facility available at all India - Dealer's
Workshops.
|
You
pay the entire repair amount from your pocket initially, then follow
up for your claim with Insurance Company, without knowing how much
will be paid by the Insurance Company. |
No
blockage of funds No uncertainty of quantum of amount to be received
from insurance company . |
|
Seamless
Claim Settlement/ Renewal/ Endorsement |
The
customer can get the claims settled/ renewal done/ endorsements
issued from any Maruti Dealer's outlet across India.As Dealers are
connected through Internet.
|
Not
possible as a lot of documentation is required along with frequent
visits to the Insurance Company's Office. |
The
customer does not have to bother about contacting the Insurance
company as everything is done by the maruti dealer. |
|
Maruti
Genuine Parts (MGP) |
For
Accidental Repairs the dealer uses only Maruti Genuine Parts. |
There
is no guarantee of use of Maruti Genuine Parts, which may cause
damage to the vehicle.
|
Customer
is assured of getting quality repairs. |
|
Salvage
handling |
Customer
does not have to bother about the salvage - dealer takes care of
it. |
Customer
has to deposit the salvage to Insurance company's office for claim
settlement. |
No
botheration and no cost of transportation besides the added convenience
of immediate claim settlement which saves the time of customer.
|
|
Vehicle
Details |
The
Vehicle details are validated with the Manufacturing details from
Maruti's database .The Engine/Chassis No. is validated before policy
issuance. |
No
such checks available with Other Insurance companies. |
In
Total Loss & Theft cases, many a times insurance company's ,
have delayed/ refused claim settlement due to difference in Engine/Chassis
No. in RC book and Insurance Policy. But in Maruti insurance there
is no chance of customer going through this harassment.
|
|
Endorsements
- Change in Name, Address, Hypothecation, etc.
|
Online
- Takes not more than few minutes, Endorsements issued immediately. |
Takes
weeks which involves documentation and follow up. |
Time
saving and hassle free execution |
|
Assistance
and Support |
Always
Close to you for genuine advice and support . all India availability
of dealers makes customer support available everywhere.
|
Most
Agents are not reachable at the time of need and appear at the time
of renewal next year only and are restricted to a particular area.
|
Assured
availability and sound advice, anywhere in India. |
|
Premium |
Premium
as per Tariff (Govt. Rates) |
Premium
as per Tariff (Govt. Rates) |
Premium
is same for all insurance companies.
|
| Insurance
Renewal | Faqs
| About Maruti
Insurance |
